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Page last updated at 10:02 GMT, Tuesday, 20 December 2011

'Opportunity missed' to reshape pensions

In the government's dispute with unions over pensions, council workers and staff in the NHS look like they have reached a deal, but the largest teaching and civil service unions are still thrashing it out.

Economist and columnist Will Hutton and Tom McPhail, a pensions analyst at Hargreaves Lansdown, discuss what it means for pensions in the future.

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