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Page last updated at 06:53 GMT, Wednesday, 6 April 2011 07:53 UK

Balls: Tax and benefit changes 'a dangerous cocktail'

The beginning of the new tax year brings with it a 1% rise in National Insurance contributions, amongst many other changes.

Paul Lewis of Radio 4's Money Box considers who be feel worse off.

And the shadow chancellor Ed Balls gives Labour's reaction to what he calls "Black Wednesday."

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