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Page last updated at 08:40 GMT, Saturday, 14 February 2009

Takeover of HBOS 'was a disaster'

Shadow business secretary Kenneth Clarke criticises the government's decision to allow Lloyds to take over HBOS where record losses are predicted.

He discusses what the Conservatives would have done differently to ease the banking crisis, while Jack Izzard visits Dundee to discuss if lending in the banking sector has recovered.

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