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Page last updated at 08:39 GMT, Saturday, 20 December 2008

Banking industry '95% to blame'

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Banks need to apologise for the mess they have created of the economy, the CEO of Barclays John Varley says. He has spoken to business editor Robert Peston in an exclusive interview for BBC One's Panorama. Financial author John Kay discusses what needs to be done to restore the public's confidence in the banks.

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