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Page last updated at 10:25 GMT, Monday, 3 November 2008
Today: Monday 3 November 2008

PLEASE NOTE: We are unable to offer transcripts for our programme interviews. Today is broadcast live and the running order is subject to change.

A convoy is preparing to take aid to tens of thousands of refugees, who have fled the fighting in the Democratic Republic of Congo. And the two men vying to become the next American president face a final day of hectic campaigning.

0709
Lloyds TSB has announced the terms of its merger with Halifax Bank of Scotland as well as a trading update. Adam Shaw analyses the latest announcements.

0713
The presidential rivals are to spend the final day of campaigning criss-crossing the US in one last push for votes. North America editor Justin Webb reports from an Obama rally in Ohio.

0714
Today's papers.

0717
It has been claimed that ministers are delaying an announcement that could lead to the closure of thousands of post offices until after a vital by-election. Will the Royal Mail be allowed to keep the contract to handle the payment of pensions and benefits to claimants' bank accounts? George Thomson, general secretary of the National Federation of Sub-Postmasters, says the decision could be devastating for Britain's post offices.

0720
Half of the faith and foundation schools investigated in a review of admissions in England have been breaking the law according to the chief admissions adjudicator. Sir Pritpal Singh, head teacher at Drayton Manor High School in Ealing, London, and Martin Rogers, from the Children's Service Network, debate whether the schools admissions code, made law last year, has prevented back door selection?

0727
Sports news with Rob Bonnet.

0735
The UN is to send an aid convoy to help some of the 250,000 people displaced by recent fighting in DR Congo. Many thousands of people have been displaced by fighting between government forces and rebels, and are in desperate need of food and shelter. Foreign Secretary David Miliband discusses what Britain is prepared to do to aid the people of DR Congo.

0740
Today's papers.

0743
A number of local councils have ordered their staff not to use any Latin words in documents and in dealings with the public, according to a freedom of information request by the Sunday Telegraph. Dr Peter Jones, co-founder of the charity Friends of Classics, imagines the response of a senior civil servant to the Secretary of State for Communities and Local Government.

0746
Thought for the day with the Rabbi Lionel Blue.

0752
New research published by Downing Street suggests that Labour policies may be narrowing Britain's class divide. The study, from academics at Bristol University and the London School of Economics, finds that family background appears to have less influence on educational attainment than it once did. Shadow work and pensions secretary Chris Grayling discusses the report with Cabinet Office Minister Liam Byrne.

0810
The merger of two of Britain's biggest banks has come one step closer. Lloyds TSB has set out the details of its takeover offer to shareholders of Halifax Bank Of Scotland. Business editor Robert Peston reports the offer, which if successful may lead to widespread job losses at HBOS.

0815
On the last day of campaigning, the two men seeking to become the next President of the United States face an exhausting schedule of election rallies. James Naughtie reports on the race for votes.

0827
Sports news with Rob Bonnet.

0830
More than 120 British troops have died in Afghanistan since 2001, the greatest number dying over last three years in the Helmand province. BBC correspondent Alastair Leithead has just finished a two and a half year posting in Afghanistan, embedding with troops 26 times. He discusses the successes and failures in the conflict, and questions whether an end game will ever come.

0838
Pension tax grabs in the 1990s have reduced the value of retirement funds by up to 225bn, according to the Taxpayers' Alliance . Mark Wallace, campaign director at alliance, said changes made by Tory former chancellor Norman Lamont and then by Gordon Brown in his first budget have cost the funds heavily.

0842
For men of a certain age, Subbuteo was the beautiful game in miniature, but can it survive in a modern era of video games? Comedian Arthur Smith and Martin Hodds, Chairman of the English Subbuteo Table Football Association, discuss the joys of a phenomenon which, at its peak, captivated millions.

0847
Today's papers.

0850
Academy schools are a key part of the Government's Education policy in England. But it is being claimed that European procurement laws are being broken when sponsors are appointed. Correspondent Jon Manel reports on the judicial review over a proposed academy in Camden.

0855
We celebrate our war heroes - the men and women who go to war on our behalf - but should we be celebrating war? When we welcome soldiers home, should we be singing stirring songs? Opera singer Carry Persson has produced a record with new words for some old tunes. He discuses war songs with the Spectator's opera critic Michael Tanner.




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