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Page last updated at 09:32 GMT, Saturday, 11 October 2008 10:32 UK

Are we tightening our belts?

It has been a disastrous week on the financial markets - but what will the long-term effects be, not just on the financial system but on the way we live our lives? Oliver James, a psychologist who has written a book called Affluenza, and Dominic Sandbrook, an historian, discuss whether we will be changing our financial habits.

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