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Updated 22 January 2004, 18.37 
Lessons on how to handle your cash have been such a hit in some schools they're now being aimed at all schools.
It's hoped the lessons will give school leavers the know-how on saving money and not getting into debt.
So, d'you think you need lessons in how to handle your money?
Do you know the meaning of the word save?
Or are you already on your way to your first million?!
Whatever you're like, e-mail us and let us know!
Unfortunately this topic is now closed but there are Comments pages on other subjects on the main Chat index.
 I can save £100 in my money box then I take it along to my bank. Abi, 10, Marlow Bottom
I have over £1000 pounds in my account. I have been saving since I was 5. David, 11, Portobello
Are you kidding? I've been saving my money since I was 5, I only spent $10 on a Harry Potter Poster book, leaving me $215 in my purse today! Kristin, 11, St. Joe
We've already got a bank in our school which is quite cool as you can get a safe and yes I do buy a lot of rubbish. I want it there and then!! Matt, 12, Poole
I am ok with my money. I can save loads of it up but then end up spending it in one go. Samantha, 13, Huddesfield
I think it's a good idea, especially as the kids who don't work hard could end up in massive debt. They might realise that if they work hard they will be much better in life. Nanci, 12, Woking
When it comes to money, with me it's just spend, spend, spend. Everything is so expensive these days. I think it's a brilliant idea teaching us how to use our money wisely as it should stop the next generation getting into as much debt. Kate, 13, Havant
I think it's a great idea that school are introducing a course on how you deal with money. My granny has always encouraged me to save money but not everyone has someone to influence their savings. Sinead, 13, Ireland
I'm usually really good at saving money and only spend when I see something I really like. But I think it would be good to learn about how to handle more serious money problems for when we are older. Becca, 12, Cumbria
My mum thinks that if I put about 20p in a jar every day, by April I would have saved up to £24. I started two days ago and I have saved nearly £2 (I put a bit extra in if I could). Nikita, 13, Essex
The government are only trying to make us good with money because of the massive debts they are going to get all students into later by introducing top up fees! Roxanne, 12, Liverpoool
I am alright at saving. I've been saving since I was 7 but I've been getting lazy. I've been forgetting to get my pocket money (£2.50 per week) and I've been spending quite a lot. Lianna, 10, Belfast
I get 5 pounds pocket money every weekend, but I always spend it straight away on magazines, clothes and sweets. I think it's a great idea helping us out. Anna, 12, West Yorkshire
I'm rubbish at saving money, once I have it I just have to spend it. I buy good things though like LOTR stuff and other DVD's!! these lessons are a brill idea. Laura-Jo, 15, West Sussex
I am fine with my money, and I have got loads of money saved up. I think that these lessons are a load of rubbish and they are definitely not needed for kids that don't even need to pay tax! Alice, 12, Stevenage
I am really good at saving money. I only buy things I really want, and know I will use a lot and will enjoy for a long time to come. But sometimes you just got to do something nice for yourself, you know? Laura, 13, Helensburgh
I think it's a great idea 'cos I'm rubbish with my money. The second I get it, I just want to spend spend spend!!! I really need to save though so I can buy a car when I'm 17 Lynsey, 13, Buckinghamshire
I already know a lot about finance. I know different taxes, loans, debt and more, but nobody else in Year 7 knows the difficulties of money. So I think this is a great idea. Sathesh, 11, East Ham
When I get money it just burns a hole in my pocket. I always ask my mum for money and I beg until she gives in. Mari, 9, Llandysul
I think lessons on how to handle your money is a good idea because it can really help you in later life. Jack, 11, London
I'm terrible with money, although I can't resist a bargain! Some days I'm just lying in bed thinking I want that bag so much! I'll go and get it after school. That's how bad I am with money. I can't even wait till the weekend!!!! Ellie, 15, London
I get £30 a week for allowance and I save up until there's something I really need!! Paul, 14, Aberdeen
I can't save money at all. I save up for a little bit, then go out and spend every penny. My brother's worse though. As soon as he has money, he spends it. Kate, 11, Richmond
I'm hopeless at saving money I only get to about 3 pounds then spend it! So these lessons are going to be great for me! Yvette, 10, Tollesbury
I'm useless at saving money. I try occasionally to save but I end up going on a shopping spree and spending it all. I really need those lessons!! Jenny, 14, Bristol
I'm always looking at things that I want to buy, then going, 'nah, too expensive!' I think I need lessons on how to SPEND money! Caitlin, 11, Edinburgh
I'm rubbish at saving at the moment! But I have saved £20 for my skiing money... that's taken me ages 'cos I spend money on everything normally! Lou, 13, Essex
I think I'm quite good at saving. I put most of it in the bank and I keep the rest to save up for when I go out - which is rare. Anika, 15, Leicester
I always think to myself that I should save up - but there's always something that like a magazine that I really want to buy. I used to get loads of mags - but now only TOTP and Smash Hits so I think I'm getting better at saving although all my Xmas money was spent quickly. Caroline, 11, Rugby
I start saving and then I spend money when I see something I like so I'm not very good with my money. Tom, 12, Barnsley
I get £15 a week and I have tons left over. Sam, 11, Ashton
I think it is a good idea. I really would love to go on a round the world trip when I'm at college so I can visit my many relatives, but if I'm not careful, I could end up stuck in Canada with no money!! Charlotte, 10, Bedford
I get £90 a month and I try saving it but sometimes at the end of each month I always end up with nothing. I have no idea about different types of bank account either. So lessons would be good. Pete, 15, Olney
I'm quite good with money, on the whole. I admit that I do have odd spending sprees though. But because I don't get that much money and I have to work for it I also only get it at the end of the month. So I don't get much time to spend it. Emily, 15, Kent
I'm rubbish at saving money! Whenever I see something I like I just have to buy it but I never have enough money 'coz I just keep spending. I could really do with these lessons! Harmony, 13, West Midlands
I always save up my money cause I know I'll regret it later if I don't! Amber, 14, London
I'm rubbish with money! I spend it straight away. I used to get pocket money but my mum gave up because I couldn't wait to spend it. Maria, 11, Crewkern
I usually always make my new years resolutions as "try to save money". It never works of course, and I break it after the second day! So what?! I can't help that the January sales are at the wrong time of year! Kate, 13, Aylesbury
I already get lessons in maths about money, such as hire purchase and loans, and I already have a savings account with plenty of money in it. Kenny, 13, Bathgate
I am hopeless at saving money when I get pocket money. I say to myself I won't spend but I end up spending it on sweets or mags - things I don't need. I think lessons are a great idea. Amy, 11, Bristol
When I was about seven I just bought everything I saw, even these stupid little pencil sharpeners and rubbers at National Trust places. Now, I'm getting really good, mainly because everything in the shops look rubbish. I'm on my way to a hundred quid! Jennifer, 10, Essex
I'm hopeless! When I get my money I spend it on that day! I don't save up my money either! Caitlin, 13, Hemel Hemstead
What's the point of having money if you can't spend it!! Anisa, 13, High Wycombe
I am terrible with money, I try to save up, then my auntie takes me shopping! Karen, 13, London
I am no good at saving money, 'coz I see stuff I like then buy it, so I never have enough money to by the stuff I want, so I ask my mum and dad for money! Lucy, 11, Paignton
I get £13 a month 'cos it's my age! I'm a bargain-hunter so stuff I can't really afford I get for my birthday or Christmas. I think it's a great idea because it will teach people how to avoid debt in the future. Clare, 13, Essex
Most of the time I'm careful with my money. I still think it's a good idea for the small amount of time you lose track of your money. Barry, 12, Bray, Ireland
l am ok some of the time with my cash but when you're with mates you just spend, spend, spend. Hannah, 13, Birmingham
I think that we should have these lessons because I am forever spending my bus fare at lunch time and having to persuade my friends to give me money! Izzy, 11, Maidenhead
I could really do with these lesson because when I get money I'm at the shops straight away. Michelle, 10, Plymouth
I save up my money but when I go shopping I just can't help it and spend it all! Aimee, 14, Epsom
I am a really big spender. I can never save my money - whenever I get money it's gone in a day! Nathan, 11, Harlow
I get £30 pounds a month and make a shopping list of what I need to buy. Then I buy the important stuff and save the rest 'till I find something I want! Elycia, 12, Stevenage
I want to go on a World Challenge expedition to Borneo in 2005, but if I want to go I have to raise £3000 all by myself. I wasn't very good at handling money until this opportunity came along, and now I'm much better at it. Sarah, 14, Wimbledon
I am really good at saving my money because I never want anything they have in the shops. Mat, 11, London
I'm really good at saving. I just lock my money box, loose the key and hope it'll turn up somewhere when I need it. Andrew, 13, Co. Down
I'm hopeless at saving and always want to buy things I can't afford... so I could probably do with these lessons! Ben, 12, Durham
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How much do you spend?
I earn extra money from a paper round
