Updated 13 March 2002, 21.06

He claims he saw a black creature rise about five feet out of the loch - Scottish for lake.

Many people claim to have photographed or filmed Nessie in the loch and some say she's a prehistoric dinosaur.

Imaginations run wild?

Others say she's just a figment of people's imaginations.

Debate has raged for more than a hundred years over whether Nessie really lives in the loch.

Mr Pollock won the prize from bookmaker William Hill.

The award's decided every year by The Official Loch Ness Monster Fan Club.

Mr Pollock said: "You could say it was a seal or a deer in the water, but I've seen things like that in the water and it definitely wasn't one of them."

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	Super-croc was big as bus
	Dino-duck discovered by US expert

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