In detail: How to spot a phish

The first thing to look for is if the phish is addressed to you at the e-mail account your bank knows.

Many phishers are former spammers and often send messages to mailing lists rather than individuals.

Look to see how you are addressed in the body of the message. Phishers almost always use generic greetings, such as in this phish from 2005, rather than your actual name.

Banks also make clear they will never ask for your personal information in e-mails. (Image credit: SonicWall/APWG