The effects of debt on people's health is being examined by a BBC Scotland investigation.
Figures have suggested a two-fold increase in personal insolvencies amongst the under-25s in Scotland over the past five years.
Meanwhile, the Samaritans - a support charity for people who are experiencing feelings distress or despair, including suicidal thoughts - have seen an increase in the number of calls from people with financial worries.
BBC Scotland will be using an innovative stress barometer to examine for the first time how debt is directly affecting our physiological well-being - and is looking for people to get involved.
The indebted and the debt-free are being sought to volunteer for the research.
Sessions will be held on 10 and 11 July. They are completely anonymous, and will last no more than an hour.
Participants will need to be willing to give a finger-prick sample of blood, as well as answer a few simple questions about their level of income, debt and health.
If you are interested, and are between the ages of 20-30 or 50-60, please contact Sarah Harrison on 0141 422 7930 or email sarah.harrison@bbc.co.uk.
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