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Page last updated at 12:33 GMT, Tuesday, 22 December 2009


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'Logbook loans' may be outlawed
A form of secured borrowing known as logbook loans, or bills of sale, may be banned under government proposals.

'Mixed fortunes' from recession
Householders' disposable income has dipped sharply in the downturn but low interest rates have helped many, a survey says

Poverty on the rise, says report
Poverty has been rising in the UK since 2004 and is now at the same level as the start of the decade, a report says.


GUIDES

Facing up to personal insolvency
What to expect if you need expert advice with personal insolvency.

Choosing a personal loan
Taking out a personal loan is the standard way of borrowing money from a bank, building society or specialist loan company.

Student debt stories
A survey has suggested that students starting university this year could end up with debts of £23,000 upon graduating. Here, students share their experiences on the issue.


LATEST STORIES

Lenders warned over debt recovery
Lenders must not mislead borrowers that their debts are enforceable, when they are not, the Office of Fair Trading says.

Personal insolvency rises by 28%
Personal insolvencies hit a record in England and Wales in the third quarter of 2009, with the total up 28% on a year ago.

Battle brews over money education
The government could face a battle over funding for a money education scheme announced in the Queen's Speech.

Bad credit card debts 'will soar'
Bad credit card debts could reach as much as 9% of all outstanding balances by the end of next year, an accountancy firm says.

Debt management under spotlight
A watchdog is to monitor the largely unregulated debt management industry to ensure fair treatment for customers.

Bankruptcy process to be sped up
A plan to speed up the bankruptcy process in England and Wales has been published by the government.

Credit card terms 'to be curbed'
Some unfair credit card terms are to be outlawed under proposals being put forward by the government.

Five-year block on repossession
A carpenter from Bridgend wins a five-year stay on a repossession proceedings against him by his lender.


FEATURES, VIEWS, ANALYSIS

It's payday
Why payday loans attract borrowers and lenders

Christmas debts
How to cope with the festive financial squeeze

Plastic fantastic?
What the future holds for credit card customers

Money quiz
Eight questions to test your financial knowledge

Battling bills
The help available to those struggling to pay bills

Debt damage
Where to go for help when in financial difficulty



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