Page last updated at 00:28 GMT, Friday, 22 January 2010

Speeding offences are 'worst in Scotland'

Car passing speed camera
Motoring convictions can increase insurance premiums

Scotland has some of the areas with the highest proportion of young drivers with motoring convictions in the UK, a survey has claimed.

More than half of male drivers aged between 17 and 21 in Milngavie in East Dunbartonshire have a speeding conviction, according to the findings.

Other areas highlighted were Crieff in Perthshire and Bishopton near Paisley.

Price comparison website Moneysupermarket examined more than three million insurance claims.

Milngavie had the highest proportion of young drivers with motoring convictions in the UK, followed by Swindon and Sheffield, according to the study.

'Classic stereotype'

The research also showed that drivers with speeding convictions risked big rises in car insurance premiums.

On average, drivers with nine points on their licence from three speeding offences would see their premium increasing from £546 to £858.

Steve Sweeney, head of motor insurance at moneysupermarket.com, said: "Unfortunately the classic stereotype of a boy racer lives on.

"It is telling there are no female drivers anywhere near the top of the table in our analysis of speeding convictions, and unfortunately this is reflected in the price of premiums for men when compared to women.

"Speeding does increase accident rates so it's hardly surprising insurers view a conviction dimly."



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