Increasing numbers deeper in debt

Depression often follows overspending

The number of people getting into debt in Northern Ireland is on the increase, a finance advice agency has said.

Advice NI said thousands of families and individuals were facing greater difficulties in dealing with their finances in the aftermath of Christmas.

The group is launching a training programme to provide the "best possible advice" on money and debt issues.

The programme is aimed at voluntary advice groups, credit unions, student and public and private sector bodies.

Advice NI director Bob Stronge said people all too often found themselves in debt and felt they had no-one to turn to.

Local advice agencies are there to help and through this unique programme Advice NI will offer advisors the blend of skills and expertise to do so effectively Bob Stronge Director Advice NI

"They can often feel isolated and ashamed and even severely depressed or suicidal," he said.

"Local advice agencies are there to help and through this unique programme Advice NI will offer advisors the blend of skills and expertise to do so effectively."

Mr Stronge said that after completing the programme, advisors would be able to support and guide people through the complexity of their debt situation and recommend appropriate action depending on their individual circumstances.

"(It will) help them get on top of their debts and take control of their lives again," he said.

The training covers all aspects of dealing with debt from household budgeting right through to debt management programmes, individual voluntary arrangements and bankruptcy.