Homeless people are being given help in paying deposits for properties.
South Derbyshire District Council is launching the support scheme because many people cannot find the cash to put down for accommodation.
It is planning to offer to pay for the deposits for properties, and take back a small amount each week from the person to repay the loan.
Officers will also provide an inventory for the accommodation and also check if it is suitable.
Councillor Bob Southern, chair of housing and community services, said: "Many homeless people have no one to turn to for help when they need money as security for a landlord.
"Obviously landlords need deposits to ensure that if anything is damaged it will be paid for.
"Until now this has been a major stumbling block for people desperate for somewhere to live."
He added: "There will also be a contract that they will pay back this money to us if a landlord needs to take the money because of damage."