The wife of "missing" canoeist John Darwin has been remanded in custody on two charges of deception.
Anne Darwin was arrested at Manchester Airport
Anne Darwin appeared at Hartlepool magistrates accused of dishonestly obtaining sums of £25,000 and £137,000.
Her solicitor said Mrs Darwin, 55, was "tearful" and "quite emotional". She will appear before the court again via videolink on 14 December.
Prosecutor Philip Morley opposed bail because he said if it were granted, Mrs Darwin may leave the country.
He added: "We say this because she does not have a fixed address in the UK and she has strong links to Panama and she has money in offshore bank accounts, if she was minded to leave the UK."
Mrs Darwin, formerly of Seaton Carew, near Hartlepool, Teesside, spoke only to confirm her name and age, answering "yes" to questions from the clerk.
She appeared alongside a female security guard and was impassive during the hearing.
Nicola Finnerty, defending, said her client would neither be entering a plea at this stage nor making an application for bail.
Speaking outside the court, Ms Finnerty said Mrs Darwin was sorry for any stress that she had caused her family, including her sons Anthony and Mark.
Ms Finnerty added: "She's tired, quite emotional but she's ok. At times she's been very tearful.
"If her sons would like to see her, she would like to see them."
Magistrates ruled the case - which relates to incidents in 2003 - could only be heard at Crown Court.
Mrs Darwin was arrested at Manchester Airport on Sunday. She had moved to Panama after selling the family home in Seaton Carew.
The BBC's Fiona Trott said Mrs Darwin would be transferred to Low Newton Women's Prison near Durham.
Meanwhile, Cleveland Police have said that they have received 12 calls from members of the public after releasing a new photograph of Mr Darwin, with a beard, as he may have looked during the five years that he was missing.
The picture was taken from a bogus travel document Mr Darwin had allegedly used in the name of "John Jones", police said.
Cleveland Police have released this photograph of John Darwin
Mr Darwin, 57, who is in custody facing two charges, is "desperate to see his wife", his solicitor has said.
The first charge Mr Darwin faces is that he fraudulently obtained £25,000 from Unat Direct Insurance Management Limited by deception, by falsely representing that he had been killed in an accident.
His second charge relates to making statements known to be untrue to obtain a passport.
Mr Darwin, a former prison officer, went missing in March 2002 and was presumed to have drowned at sea off Seaton Carew.
But he walked into a London police station on 1 December, saying he could not remember what had happened to him.