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One year after the collapse of Lehman Brothers on 15 September 2008 signalled the beginning of a global recession, the BBC is investigating its impact in a three-week season "Aftershock".
How has the global recession of the past year affected you? Have you had to cut costs or perhaps you have been made redundant, or face mounting debts?
Tell us your stories and experiences and you can also send video (details below). Please remember to give your location so your comment can be plotted on the map.
Read your comments on the message board.
Using only three words, we would like you to tell us what next year will mean to you. Are you optimistic about the future? Or will you have to struggle to make ends meet? Have a look at some of the
comments you have sent so far.