You quizzed our property expert

Property expert Ray Boulger, from Charcol Independent Mortgage and Financial Advisors, answered your questions about the housing ladder in a live forum.

To watch a recording of the forum select the link below:

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Property prices continue to rise, while interest rates are at their lowest for decades and demand for housing still outstrips supply.

Is property market growth sustainable at its current level?

Perhaps the rate of growth will gently slow, or do you think a crash is inevitable?

What should the government do to avoid a crash - can a mild rise in interest rates solve the problem?

What is to blame for the current crisis - should "buying-to-let" be made more difficult?

What can we learn from the property slump of the 1980s?

What measures should be taken to ensure certain sectors of the workforce are not priced out of expensive areas?

Why are the British so obsessed with property and owning their own homes?