Economic troubles in the Eurozone and stock market turbulence have made it a worrying time for people who want to invest for the long term.
But experts say there are opportunities for people to snap up undervalued shares and to invest in well capitalised companies that pay good dividends.
For people who want to keep their money in cash, it is just as much of a challenge to get a good return.
The Bank Of England base rate at 0.5% is not expected to rise for some time. You may also have concerns about the safety of your money with some Eurozone banks struggling and their credit rating downgraded.
Whether you're keen to save, new to investing or experienced in the stock market, you may have a question for our panel of experts.
Which savings accounts pay the best rate of interest?
How are your savings and investments protected?
What type of equity investments are available?
Which sectors should you choose?
How much should you pay in fees and charges?
How do you assess risk and choose a fund?
Vincent Duggleby was joined by:
• Christine Ross,
• Kevin Mountford,
• Gavin Oldham, Chief Executive of
The Share Centre
Presenter: Paul Lewis
Producer: Lesley McAlpine