The rising cost of insurance - particularly car and home insurance - is a very hot topic at the moment. According to the AA, motor insurance premiums jumped by 15.3% last year. This is on top of the 33.2% hike reported in 2010.
The Prime Minister David Cameron met insurance bosses earlier this month to discuss ways of reducing car premiums.
Meanwhile some insurers report that buildings and house contents premiums have both risen by just under 6%.
The jump in insurance premiums is of particular concern to families whose budgets have already been stretched by the high rates of inflation and low wage settlements.
Issues over pet insurance and the difficulty of obtaining cover if you live in areas prone to flooding have also been in the news recently.
Are you concerned about rising premiums?
Do you understand what is covered and excluded?
Perhaps you want some insurance jargon explained?
Where can you find a specialist policy?
Maybe you want advice pursuing a claim?
Who can help if you have a dispute with your insurer?
Vincent Duggleby was joined by:
• Malcolm Tarling, Media Relations Officer,
• Graeme Trudgill, Technical and Corporate Affairs Executive,
• Clare Francis, Site editor,
Presenter: Vincent Duggleby
Producer: Emma Rippon