What will happen to stock markets in 2012 and what will this mean for investors?
There's been plenty of market turmoil over the past few months so what should investors bear in mind?
Do you want an income from your investments? If so, you might want advice on the best companies that pay out dividends.
If you are happy to invest for the long term, what are the benefits and the draw backs of opting for an actively managed fund, with higher running charges?
Or perhaps you want to manage your portfolio yourself but want research back-up.
Where can you find out about the different types of investments that are available?
What is the best way to buy and sell shares?
How do you conduct research and assess risk?
What should you consider when constructing your portfolio?
Should you pay for a manager or is it worth buying and selling your own shares?
What charges and commission are reasonable?
Vincent Duggleby was joined by:
• Carolyn Black, investment manager,
• Adrian Lowcock, senior investment adviser,
• Gavin Oldham, Chief Executive,
The Share Centre
Presenter: Vincent Duggleby
Producer: Emma Rippon