There are 11.4 million mortgages in the UK, with loans worth over £1.2 trillion.
Council of Mortgage Lenders
say that annual lending has fallen to its lowest level since 2000.
Last year total mortgage lending reached £136.3 billion, a fall of 5% from £143.3 billion in 2009.
If you are struggling to find a suitable mortgage or have a question about the type of product to choose, why not contact the programme?
What are the best rates for fixed, discounted or variable mortgages?
How much can you afford to borrow?
What are the associated set up and exit fees?
Are you able to overpay?
What are the options if you are self-employed?
If you are a first time buyer do you need advice about deposits or parental help?
Vincent Duggleby was joined by:
• Melanie Bien, Private Finance
• David Hollingworth, London and Country
• Simon Tyler, Tyler Mortgage Management
Presenter: Vincent Duggleby
Producer: Diane Richardson