As further snowfall disrupts many parts of the UK, insurance companies are warning drivers to beware icy roads and households to protect their water pipes.
Association of British Insurers
say that damage to homes, businesses and vehicles caused by freezing weather last year cost £650m.
The average cost of fixing a burst or freezing water pipe is £1,790 according,
Halifax Home Insurance,
who last year dealt with over 18,000 related claims.
In Cornwall many residents and businesses may be dealing with claims for recent flood damage.
Are you concerned about rising premiums?
Do you understand what is covered and excluded?
Perhaps you want some insurance jargon explained?
Where can you find a specialist policy?
Maybe you want advice pursuing a claim?
Who can help if you have a dispute with your insurer?
Vincent Duggleby was joined by:
- Malcolm Tarling, Association of British Insurers
- Graham Trudgill, British Insurance Brokers' Association
- John Miles, Go Compare
Presenter: Vincent Duggleby
Producer: Diane Richardson