BBC News
Launch consoleBBC NEWS CHANNEL
Page last updated at 14:13 GMT, Friday, 9 July 2010 15:13 UK

Money Box Live: Saving and investing

Patrick Connolly, Adrian Lowcock and Morven White
BBC Radio 4's Money Box Live
Wednesday, 14 July 2010 at 1502 BST on Radio 4 and Online

Vincent Duggleby and guests answered your questions about boosting investment returns while interest rates remain so low.

Savers taking out a fixed rate bond today will receive up to 23.3% less interest than they would have nine months ago, according to research by comparison service Moneyfacts.

At 2.62%, the average rate on a one year bond stands at an all time low.

With the Consumer Price Index (CPI) running at 3.2 % and the Retail Price Index (RPI), which includes housing costs and council tax at 5.0%, the value of cash savings are reduced further by inflation.

For those investors taking stock market risk, 2010 has been a volatile year. The FTSE 100 index fell from a high of 5825 on 15 April to a low of 4805 on 1 July.

With turbulent stock markets and poor returns on cash accounts how do you make the most of your savings?

Where can you find the best interest rate and are there any catches?

Have you taken advantage of your annual ISA allowance?

Maybe you are considering stock market investments, what are the risks, options and charges?

What about bonds and gilts?

Can you beat inflation?

Whatever your question the panel were ready to help.

Vincent Duggleby was joined by:

• Patrick Connolly, head of communications, AWD Chase de Vere

• Adrian Lowcock, senior investment adviser, Best Invest

• Morven Whyte, portfolio manager, Redmayne Bentley Stockbrokers

Presenter: Vincent Duggleby
Producers: Diane Richardson

Money Box



Download or subscribe to this programme's podcast

Podcast Help

External internet links
07 Jul 10 |  Moneybox
UK inflation slows again in June
13 Jul 10 |  Business
UK rates kept at record low 0.5%
08 Jul 10 |  Business
Banks optimism spurs market rally
09 Jul 10 |  Business
IMF raises global growth estimate
08 Jul 10 |  Business
Markets jitter on double-dip fear
07 Jun 10 |  Business
'Oversold' shares recover losses
06 Jul 10 |  Business
Blow for former B&B shareholders
05 Jul 10 |  Business
Mergers affect safety of savings
24 May 10 |  Business
Economy tracker: Inflation
13 Jul 10 |  Business

The BBC is not responsible for the content of external internet sites

Has China's housing bubble burst?
How the world's oldest clove tree defied an empire
Why Royal Ballet principal Sergei Polunin quit

banner watch listen bbc sport Americas Africa Europe Middle East South Asia Asia Pacific