Banks have won a partial victory against some credit card customers who have been trying to avoid paying their debts.
Claims management companies have argued that a debt cannot be enforced without a copy of the original credit card agreement.
But the High Court in Manchester has ruled that banks need only provide a "reconstituted" copy of the original loan agreement.
Money Box is joined by Guy Anker, news editor of the website MoneySavingExpert.com, who explains what this ruling means.
This item was first broadcast on Radio 4's Money Box on Saturday, 2 January 2010.