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Wednesday, 18 November

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BBC Radio 4's Money Box Live
Wednesday, 18 November 2009 at 1502 GMT On Radio 4 and Online

On Wednesday's Money Box Live Vincent Duggleby and guests answered your questions on state, occupational and private pensions.

From 6 April next year the number of qualifying years needed to receive a full Basic State Pension will be reduced to 30 years for both men and women.

At the same time, the normal minimum pension age for private pensions will increase from 50 to 55 years, with exceptions for those with ill health or with protected rights.

Also between 6 April 2010 and 2020, the State Pension age for women, born on or after 6 April 1950, will increase gradually to 65 years.

With so many changes, do you know when you will receive your pension and what it will be worth?

Is it worth topping up your pension or buying Additional Voluntary Contributions (AVCs)?

Perhaps you have a question about joining a company scheme or starting a personal pension.

What proportion of your income should you save and how much will you pay in charges?

Whatever your question, Vincent Duggleby and guests were here to help.

Vincent Duggleby was joined by:

  • Amanda Davidson, director, Baigrie Davies
  • Malcolm McClean, chief executive, Pensions Advisory Service
  • Tom McPhail, head of pensions research, Hargreaves Lansdown

Presenter: Vincent Duggleby
Producer: Diane Richardson

Money Box



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