External internet links

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Banking regulation

Budget 2009

Financial services for vulnerable customers

Financial compensation

BANKING REGULATION

FSA: New banking regulation promotes fairness for consumers

Financial Services Consumer Panel

BBA: Banks pledge to work with FSA on Banking Code reform

Building Societies Association

BUDGET 2009

Main government links

HM Treasury: Budget 2009

HM Treasury: Budget 2009 microsite

HM Treasury: Budget 2009 full report

HM Treasury: Budget 2009 speech

HM Treasury: Budget 2009 press notices

HM Treasury: Budget 2009 regional press notices

HM Treasury: Budget 2009 supplementary documents

HM Treasury: Budget 2008

HMRC: Budget 2009

Directgov: Budget 2009

Budget responses

Conservatives: Any claim Labour ever made to economic competence died with this Budget

Liberal Democrats: Budget 2009: Pick and mix Budget fails on all counts

The ABI: A mixed bag for insurers

The BBA: A difficult Budget for difficult times

The Building Societies Association: BSA comment on 2009 Budget

Institute of Chartered Accountants (ICAEW): UK Budget 2009

Low Incomes Tax Reform Group (LITRG) - Budget: not much to smile about

Cpag: Budget gives poor children less than a pint of milk

Help The Aged and Age Concern: A sweet and sour Budget for older people

Citizens Advice welcomes more support for low income households to cope with the recession

CBI response

Federation of Small Businesses reaction to Budget

TUC reaction to the Budget

TUC welcomes help for young unemployed

Unison response to Budget

Institute for Fiscal Studies: Budget analysis

Council of Mortgage Lenders response

NAEA (National Association of Estate Agents) response to the Budget

Shelter's response to the Budget

Unbiased (IFA Promotion): Budget response

Investment Management Association

Tax

HMRC: Personal Tax and Individuals

HMRC: Income tax

HMRC: Rates and allowances

HMRC: Tax back

Directgov: Budget 2009 - personal taxation

Directgov: Income Tax and National Insurance rates for 2009-10

Advice Guide: Tax

Advice Guide: The PAYE system

Advice Guide: Help with tax problems

Low Incomes Tax Reform Group: TOP (tax help for older people)

Tax Aid

Age Concern factsheets: Income tax and older people

Institute of Chartered Accountants (ICAEW)

Chartered Institute of Taxation

Savings

HMRC: BN51 - Individual Savings Accounts (ISAs): Increasing ISA Limits for People Aged 50 and Over and Increasing ISA Limits for All

HMRC: ISA factsheet

Directgov: Saving and investing with ISAs

Directgov: Savings and Investments

FSA: Savings made clear

Tax Incentivised Savings Association (TISA)

TISA: Individual Savings Accounts

Jobs and training

Directgov: Budget 2009 - employment and training

DWP

Jobcentre Plus

Housing

HMRC: Stamp Duty Land Tax

Directgov: Budget 2009 - housing

Directgov: Stamp duty

Council of Mortgage Lenders response

NAEA (National Association of Estate Agents) response to the Budget

Shelter's response to the Budget

Benefits

Directgov: Budget 2009 – benefits

Advice Guide: Benefits

Jobcentre Plus: Working age benefits

Cpag: Budget gives poor children less than a pint of milk

Help The Aged and Age Concern: A sweet and sour Budget for older people

Citizens Advice welcomes more support for low income households to cope with the recession

Pensions

HMRC: Tax Relief on Pension Contributions

Directgov: Budget 2009 - pensions and savings

ABI: Pensions tax relief move 'disappointing day for pension saving'

The Pensions Advisory Service (helpline: 0845 601 2923)

The Pension Service: Helplines

Business

HMRC: Business Payment Support Service

HMRC: Business Tax - Corporate and Self Employed

Business Link: Budget 2009

CBI response

Federation of Small Businesses reaction to Budget

Alcohol and tobacco

HMRC: Excise Duties

Directgov: Budget 2009 - alcohol and tobacco

Alcohol Concern's Response to the 2009 Budget: Alcohol Concern supports chancellor's decision to raise alcohol duty

Budget response from The British Liver Trust: Budget right to raise tax on alcohol says British Liver Trust

Wine and Spirit Trade Association: WSTA condemns Budget decision on tax

British Beer and Pub Association: Chancellor betrays Britain's struggling pubs, says BBPA

Scotch Whisky Association: Missed opportunity to support a key UK industry as Whisky duty rises (1 page)

The Tobacco Manufacturers' Association: Tobacco tax hike – good news for smugglers

ASH

Fuel

Directgov: Budget 2009 - motoring and transport

Directgov: The cost of vehicle tax for cars, motorcycles, light goods vehicles and trade licences

Vehicle Certification Agency car fuel data

The AA: Budget response

RAC Foundation Budget response

LENDING TO VULNERABLE CUSTOMERS

Mental Health Foundation: Banking on good decisions

MIND: Money and Mental Health

Money Advice Trust: Debt and Mental Health Resources

Help The Aged: Financial Advice

British Bankers' Association: Personal Banking

Advice Guide from Citizens Advice

Directgov: Mental Capacity Act

Directgov: Disability Discrimination Act

Equality and Human Rights Commission

CCCS (Tel: [phone])

Community Legal Advice

Directgov: Managing Debt

FINANCIAL COMPENSATION

FSA: FSA implements changes to simplify Financial Services Compensation Scheme

FSCS