The CML forecast there could be up to 45,000 repossessions in 2008
The Council of Mortgage Lenders (CML) is calling for the government to rethink the aid it provides for struggling homeowners through the benefits system.
One current benefit - ISMI (income support for mortgage interest) helps limited numbers of people.
It is not paid for the first nine months of arrears and only applies to mortgages of £100,000 or under.
Stephen Timms, Minister for Employment and Welfare Reform will be meeting Michael Coogan, director general of the CML on Monday to discuss suggestions for overhauling ISMI.
We asked Mr Coogan why the CML is calling for changes and what it proposes.