Credit reports: your questions

BBC Radio 4's Money Box Live Monday, 14 April 2008, at 1502 BST On Radio 4 and Online Read the transcript (18 pages)

BBC Radio 4's Money Box Live was broadcast on Monday, 14 April 2008, at 1502 BST.

Presenter Paul Lewis took your calls and e-mails on credit reports and put them to an expert panel.

In this time of economic squeeze it is more important than ever to have a good credit history if you want to borrow money to buy a house or make other major purchases.

Lenders are cutting back drastically who they lend to and some commentators even think the era of cheap borrowing is over.

There is also the issue of how we safeguard our financial information from fraudsters.

Would you like to know how to repair your credit history or get a mistake on your credit report put right?

Do you want to find out what information is held about you and how it can be used?

Should there be free credit monitoring?

What can be done to make our financial data more secure?

Paul Lewis was joined by:

Owen Roberts from Callcredit

Anna Fielder from the National Consumer Council

Neil Munroe from Equifax

Presenter: Paul Lewis
Producer: Lesley McAlpine