External links and helplines

If you require further information you may find the following links and helplines useful.

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Personal Accounts

Shared Appreciation Mortgages

Advice Commission

Credit card repayments

Small business tax

Paid leave

PERSONAL ACCOUNTS

DWP: Hutton announces details of a landmark new pensions scheme

DWP: Consultation response

DWP: Response to the Work and Pensions Select Committee report on the Personal Accounts White Paper

ABI: Personal Accounts - Good news on cap - more work ahead on details

TUC: Warm welcome for Personal Accounts pension plans

NAPF welcomes government decision on Personal Accounts

EOC Welcomes the announcement on Personal Accounts

Which? response to Hutton's announcement

The Pensions Advisory Service (helpline: 0845 601 2923)

The Pension Service (helpline 0845 60 60 245)

Pensions Commission

Age Concern response to EOC and PPI research on Personal Accounts

Pensions Policy Institute (PPI) reports on Personal Accounts

FSA/ABI Pension calculator

FSA Pensions Made Clear

The Pensions Regulator

SHARED APPRECIATION MORTGAGES

SAM customers who think they may be eligible for the hardship scheme should ring 0800 023 2981 (lines open Monday, 18 June) or call SAFE on 0208 630 9990.

Barclays

SAFE - Struggle Against Financial Exploitation

Bank of Scotland

FSA: Money Made Clear - mortgages

Safe Home Income Plans

Council of Mortgage Lenders: Consumer guides

Financial Ombudsman Service

ADVICE COMMISSION

Financial Services Consumer Panel

FSA Money Made Clear: Getting financial advice

FSA Firm and person check

The Personal Finance Society

IFA Promotion

Financial Ombudsman Service

CREDIT CARD REPAYMENTS

British Bankers' Association

FSA Tools: Debt test

FSA Budget Calculator

FSA Money Made Clear - Credit cards

Consumer Credit Counselling Service (CCCS)

Citizens Advice

Advice Guide: Debt

National Debtline

Pay Plan

Banking Code

Financial Ombudsman Service

SMALL BUSINESS TAX

Conservatives: The case for reducing small business tax

Business Link: Taxes, returns and payroll

HM Treasury: Budget 2007

HMRC: Information for businesses

Federation of Small Businesses

British Chamber of Commerce

Institute of Chartered Accountants for England and Wales

Chartered Institute of Taxation

PAID LEAVE

DTI news release: Extra holidays for up to six million workers

TUC on extra annual leave entitlement

CBI: Government right to phase increase of annual leave