BBC Radio 4's Money Box Live was broadcast on Monday, 8 January, 2007, at 1502 GMT.
Mark Dampier, Amanda Davidson and Gavin Oldham are the experts
Money Box Live presenter Vincent Duggleby put your saving and investing questions to the experts on Monday's programme.
Are you looking to invest a lump sum or put aside some regular savings but are not sure where to start?
How do you decide how much or how little risk to take with your money?
Perhaps you have got a question about paying for advice or the fees you are being charged to manage your funds?
Our panel of experts gave you advice. Vincent Duggleby was joined by:
Mark Dampier of financial advisers and stockbrokers Hargreaves Lansdown
Gavin Oldham of stockbrokers the Share Centre
Amanda Davidson of financial advisers Baigrie Davies
Producer: Jessica Laugharne
Presenter: Vincent Duggleby