Anna Fielder, Jill Stevens, and Neil Munroe are the experts
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BBC Radio 4's Money Box Live was broadcast on Monday, 11 December, at 1502 GMT.
On Monday's programme, Money Box presenter Paul Lewis took your questions on your credit report and put them to a panel of expert guests.
Do you know what information is held about you on your credit report and how it is used?
Have you been turned down for credit and want to know why?
Or if you think someone has applied for credit in your name or there is a mistake on your file, what can you do about it?
Our panel of experts were here to give you advice.
Paul Lewis was joined by:
Anna Fielder, consultant advocate, National Consumer Council
Jill Stevens, director of consumer relations at Experian
Neil Munroe, external affairs director of Equifax
Producer: Jennifer Clarke
Presenter: Paul Lewis