Nick Lord, Paula John and Simon Tyler were the experts
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BBC Radio 4's Money Box Live was broadcast on Monday, 18 September 2006, at 1502 BST.
The housing market has been booming with new mortgage approvals up 25% from last year. But new figures have shown that hundreds of thousands of people are struggling to make repayments.
With this in mind, Vincent Duggleby took your questions on mortgages and put them to a panel of experts.
Vincent was joined by:
Nick Lord, Money Adviser, Citizens Advice
Paula John, editor, Your Mortgage
Simon Tyler, managing director, Chase de Vere Mortgage Management
Producer: Samantha Washington
Presenter: Vincent Duggleby