Mortgages: Your questions

Ray Boulger and Melanie Bien are the mortgage experts

BBC Radio 4's Money Box Live was broadcast on Monday, 3 July 2006, at 1502 BST.

On Monday's programme, Paul Lewis took your questions on mortgages and put them to a panel of experts.

Programme transcript

Perhaps you are a first time buyer struggling to get on the housing ladder.

Or maybe you already own your home but want to switch mortgages.

Which product is best for you and what hidden costs should you look out for, such as exit fees?

Or if you are self-employed or have a less-than-perfect credit history, what is available for you?

Ray Boulger, senior technical manager at John Charcol, and Melanie Bien, associate director at Savills Private Finance answered your questions on Monday's programme.

Producer: Sonia Rothwell
Presenter: Paul Lewis