Credit reports: Your questions

Mike Naylor, Jill Stevens and Neil Munroe formed the expert panel

BBC Radio 4's Money Box Live was broadcast on Monday, 19 June 2006, at 1502 BST.

Money Box presenter Paul Lewis took your questions on your credit report and put them to a panel of expert guests on Monday's programme.

Do you know what information is held about you on your credit report and how it is used?

Have you been turned down for credit and want to know why?

Or, if you think someone has applied for credit in your name or there is a mistake on your file, what can you do about it?

Whatever your concern, our panel of experts were here to give you advice.

Paul Lewis was joined by:

Jill Stevens, director of consumer affairs, Experian

Mike Naylor, principal researcher, Which?

Neil Munroe, external affairs director, Equifax

Click here for the programme transcript

Producer: Jessica Laugharne
Presenter: Paul Lewis