The government wants people to save much more for retirement
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BBC Radio 4's Money Box was broadcast on Saturday, 16 July, 2005 at 1204 BST.
The programme was repeated on Sunday, 17 July, 2005, at 2102 BST.
There have been further moves towards making everyone pay into a second pension and to give greater focus to women's pensions.
Paul Lewis spoke to Richard Brooks, Research Director at the Fabian Society.
This is the last programme before the summer break. Money Box will return on Saturday, 3 September, 2005.
Inside Money will begin on Saturday, 23 July, at 1204 BST.
Presenter: Paul Lewis
Producer: Chris A'Court