As the price of shares in the FTSE 250 index rises to its highest ever level, we would like to know how you feel about investing in equities.
Are you considering re-investing?
Are you ready to take the plunge and invest in shares? Does high-risk investing appeal to you? Or would you rather keep your money in a safe place?
Whatever your opinion or experience please join our discussion using the e-mail form at the bottom of this page.
I have been investing in a unit trust for many years, and have been very happy with the long term returns. I have a small portfolio of shares and have seen the dividends increase above inflation over time.
My vote is to look at the medium to long-term results of a fund where you can identify the risk factor then invest.
Selecting the right fund, or funds, takes a little time, but is more interesting than a deposit account paying a miserable rate of interest.
Avoid the herd instinct. Invest modest amounts each month and do not panic if there is a sudden price drop.
If you are satisfied with the investment strategy stick with the fund and consider an additional buying opportunity.
Saying that the FTSE 250 is at an all time high and then asking "Is it a good time to invest now?" really is the worst possible way to introduce new people to the financial markets.
The good time to invest was before it reached the all time high.
Once again, the public is in danger of leaping onto the investment bandwagon at the worst possible time - when their money buys the least number of stocks.
We should have been having this discussion 6 months ago!
I have always invested in equities, and in 20 years I have made enough money to comfort me during retirement.
A major problem is that most people follow speculative tips in the newspapers, so burning their fingers.
A well-thought out investment policy with a mix of stock offering 4 or 5 % yield has beaten the market hands down.
The golden rules are: only invest money you do not need in the short-term, do not have too many stocks, and follow the performances of some of the equity-based income funds. You will be surprised by their capital gains.
Happy shareholder R J Dibden
Rising share markets also create a flourishing environment for unlicensed investment advisors cold-calling from "boiler room" operations overseas.
Your listeners should be warned about accepting any investment advice from such unlicensed brokers as the risks are great.
Paul Bantock, Twickenham
No, I would not invest. The obvious statement is hold on for the long term; yet when stocks go down, it is on "profit taking" so that means as they are down the last few to sell lost money. Sounds like a political spin.
Brian Bellis, Holywell
I started investing in equities a year or so before 9/11. As global stock markets fell over the next two years, I continued investing, not with monthly payments, but as lump sums as markets took large leaps downwards.
The result is a healthy profit. But now, as markets gather momentum, I feel regular monthly payments, and thus pound/cost averaging, is the most prudent course.
Stephen Power, Hounslow
I have been investing for about 20 years and have investigated many strategies. I have come back to a relatively boring, value-based approach, which encompasses high yield.
There are some excellent research papers based on long-term historical comparisons. Also worth investigating is the performance of the little known FTSE high yield index.
John Bavister, London
I have continued to invest in a wide range of funds with a wide range of risk (ranging from conservative to highly speculative) regardless of what the market has been doing.
Over time, I have done nicely and expect to continue doing so. The whole point of the market is it yields long-term gains, not short-term ones.
Paul Johnson, South Korea
Why do you ask "professionals" whose living depends on persuading people to invest in stocks whether it is a good time to buy stocks?
Why do you accept silly advice such as that members of the public should engage in stock picking to improve their returns when most professionals are unable to do this?
I believe stocks are over-valued and would not invest much in them.
Gilbert Hall, London
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