The variety of mortgage options can confuse people
BBC Radio 4's Money Box was broadcast on Saturday, 1 May, 2004, at 1204 BST.
The programme was repeated on Sunday, 2 May 2004, at 2102 BST.
It makes financial sense to ensure you always have the best mortgage deal, and as your circumstances change or interest rates move, this could mean changing product or provider.
But how do you weigh up the best deals when there are so many on the market? And what are the costs and issues you should consider?
To discuss this we were joined by Patrick Bunton, Operations and Compliance Director at Mortgage Brokers London & Country.
NS&I boost to index-linked certificates
The amount that people can save in National Savings Certificates has risen from £10,000 to £15,000 per issue.
The certificates offer tax-free returns.
We were joined by John Prout of NS&I, and female IFA of the year, Yvonne Goodwin of Pearson Jones, to discuss how the products work, who they are best suited to, and how they compare with other tax-free methods of saving.
Tax advice for older people
Money Box reported on a new free tax advice service for older people.
Chris A'Court explained how a successful pilot project in Wolverhampton is now expanding to cover people right across the UK.
A voice-activated credit card could soon be joining the fight against online and telephone transaction fraud.
Producer: Jessica Dunbar
Presenter: Paul Lewis
Reporter: Chris A'Court
Web Producer: Nathalie Knowles