BBC Radio 4's Money Box was broadcast on Saturday, 7 February, 2004, at 1204 GMT.
The programme was repeated on Sunday, 8 February, 2004, at 2102 GMT.
Child trust funds
The government has confirmed that providers offering its Child Trust Fund will be allowed to charge 1.5% commission.
We spoke to Martin Ritchley, Chief Executive of the Coventry Building Society about the announcement.
And we asked Julian Crooks of The Financial Planning Service just how good a deal the new products will be for children.
Jessica Dunbar investigated a new company which promises to refund the ongoing commission you pay to the advisor who sold you financial products.
Alba Life with-profits policyholders have been told not to expect any annual or final bonus payments for the foreseeable future.
The fund - which is now closed - was bought by Britannic Assurance in 1999, and has been one of the sector's worst performers.
We heard from policyholders; and we spoke to Britannic Chief Executive Paul Thomson and IFA Mark Meldon about the future for Alba customers.
Former Equitable Life Chief Executive Chris Headdon has strongly defended his reputation in an interview with the BBC.
Speaking ahead of the publication of the long-awaited Penrose Report, he said the government's decision to pass some of the report to the Serious Fraud Office, was a "cynical political manoeuvre".
ABI gets tough on uninsured drivers
The Association of British Insurers (ABI) has called for stiffer penalties and the confiscation of vehicles from uninsured drivers.
New employees will be automatically enrolled into their company pension scheme, unless they opt out from joining, if government plans go ahead.
Money Box spoke to the Secretary of State for Work and Pensions Andrew Smith about the proposals announced this week.
Nectar names its charity
The UK's largest loyalty card scheme - Nectar - has announced that cardholders will be able to donate points to the NCH, the national children's charity.
Producer: Jennifer Clarke
Presenter: Paul Lewis
Reporter: Jessica Dunbar
Web Producers: Nathalie Knowles and Matthew Allen