BBC Radio 4's Money Box was broadcast on Saturday, 31 January, 2004 at 1204 GMT.
The programme was repeated on Sunday, 1 February, 2004 at 2100 GMT.
Legal & General
Legal & General, one of the UK's biggest insurers, has denied strongly that it suspected in 1998 mortgage endowments would not be adequate to repay the mortgages they supported. It carried on selling them until the end of 2000.
The government has won its controversial vote on student funding, which means that in future, full-time undergraduates in England could be subject to variable fees of up to £3000 a year.
We spoke to Keith Houghton of the National Association of Student Money Advisors (Nasma) about what it really means for students.
Car insurance disc resistance
Calls to introduce car insurance discs to cut the number of motorists driving illegally, have met resistance from motoring groups, as Louise Greenwood reported.
'£10bn tax increase' needed
The chancellor must raise £10bn in taxes by 2006 if he is to meet his targets and prevent the budget deficit spiralling out of control, the Institute for Fiscal Studies (IFS) has predicted.
We spoke to Robert Chote of the IFS about its economic warning.
Hospital Plan Insurance Services
People who have claimed a cash prize from an insurance company without realising they have authorised a direct debit on their account could now claim their money back under the Direct Debit Guarantee.
We spoke to Sandra Quinn of the Direct Debit scheme.
Producer: Penny Haslam
Presenter: Paul Lewis
Reporter: Louise Greenwood
Web Producer: Nathalie Knowles