Employers are being told they need to plan for changes in Guernsey's State pension age.
The States decided in July to raise the age in which people can receive their pension from 65 to 67.
Pension consultants BWCI, who surveyed island employers, said they needed to act quickly to prepare themselves.
Michelle Galpin said: "We were surprised at how many companies out there, probably over half, hadn't thought though the implications."
She said only 11% "knew exactly what they were going to do and the rest were a bit unsure".