Urban music star Tinchy Stryder has drawn on his own experience to advise youngsters to invest money wisely.
The artist, who is 22, funded his first album partly from selling clothes and visited a school in London to encourage others to manage their money safely.
Money advice is becoming more of a feature in the curriculum although there has been criticism of the level of personal finance education.
The pop star said he wanted to promote the saving message.
"From however young you are, to however old you are, and whatever you have got, do not always spend your last penny," he told BBC's Working Lunch.
"Always put some money away. I've learnt from that."
His appearance at a London school was part of a publicity drive for education materials for teaching personal finance, partly funded by the government.
"When I was at school we did not get taught about managing money, but it is important to sit them down and talk about managing finances," said the star, whose hits include Number 1.
"When you come out of school, there is a whole new world and investing and things makes sense. I never knew that when I was younger."
The school visit would help young people associate good financial management with one of their heroes, according to Monica Cross, the principal of St Matthew Academy in South East London, which hosted the visit.
"It is not just us [teachers] who are saying it, they accept it is people like Tinchy, who they have as role models, who are saying it is really important to understand money and finance and to develop personal finance habits," Mrs Cross said.
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