Louise and Seb have struggled to raise the deposit needed to secure a mortgage
If you listen to estate agents and surveyors and believe what they say about the housing market, they have some interesting news:
The frozen housing market is thawing and buyers are coming back into the market.
Both the estate agency Hamptons and the Royal Institution of Chartered Surveyors say they are seeing a growing army of buyers not only staring through their shop windows but also viewing properties and making offers.
Before you point out the rather strong vested interest both these sources have in pointing to any positive aspect of the housing market whatsoever, and before you make a sarky reference to the phrase "green shoots", pause for a second.
There are reasons why it makes sense for buyers to come back into the market.
As always there are plenty of people whose lives are changing - they are growing up, getting married, having babies, getting divorced. And when their personal circumstances change that creates demand for new homes.
Many people in that situation have been waiting for months or years prices to come down to earth. That means pent-up demand for whatever comes on to the market.
Houses are cheaper than they have been in four years. And mortgages are cheaper, perhaps cheaper than they have ever been.
You can borrow at a mind-boggling 2.3% if you have a big enough deposit. In theory, that pent-up demand could now be released.
But who is actually buying? You might expect it to be those frustrated first-time buyers, encouraged by those falling prices and cheap mortgages.
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