Page last updated at 23:39 GMT, Thursday, 23 October 2008 00:39 UK

Your video stories

You can now join in with BBC Have Your Say in vision. Using the video conversation sites Qik, Seesmic, Phreadz and 12Seconds it is simple for you to tell us your thoughts on news topics.

We've been asking contributors to these online communites to tell us about their experience of the credit crunch and whether they think we are truly headed for recession.

Here's a selection of their responses:

UK Video Bloggers

Vloggers tell us their credit crunch stories.

Creating ways of saving money and cutting down costs appears to be foremost in some people's thoughts.

Finding happiness through the simple things in life, could be the silver lining for hard times ahead.

International Vloggers

International vloggers tell us their credit crunch stories

The bloggers forecast even harder times ahead as we get into a financial downturn.

Job security is something that is making people nervous too, though others are more concerned with creature comforts.

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