Employers should pay more to meet the cost of workplace injuries according to the TUC.
At present the TUC claims that most of the £18bn cost of workplace injury and illness is paid for by the government and the victims.
To redress the balance the TUC would like to see employers forced to take out more extensive and as a result expensive insurance to cover their employees adequately.
The TUC says that on average employers are paying just £70 a year for insurance to cover their employees - 0.25% of payroll compared with 1.5% to 2% in most developed countries.
Owen Tudor, TUC health and safety expert, will tell a joint meeting of MPs and business and insurance leaders to be held on 18 March that the UK needs to move to a system where "the perpetrator pays" so that firms "have an incentive to prevent injuries and ill health."