Predictions
With interest rates falling on 10th June here are some predictions about where they might go from here:

• Nat West stockbrokers predict that by the end of next year they will be 5.5%
• Halifax predict they will be 5%
• And Paribas predict they will have risen to 6%

Fixed Rates
If you're looking for a mortgage right now, here are some to consider:

• The Nationwide building society charge 5.39% for 2 years (tel 0800 302010)
• The Halifax are charging 5.45% until midway through 2002 (tel 0800 203049)
• The Lambeth Building Society's rate is 5.65% for much the same period (tel 0800 225221)

Discount Variable Rates
If you don't want a fixed rate but would like a discounted variable rate, here are some to think about:

• The Bristol and West charge 0.95% until August 2000 (tel 0800 119955 or 0845 300800)
• The West Bromwich Building Society charge 3.2% until June 2001 (tel 0121 580 6404)
• The Woolwich charge 3.49% for 2 years (tel 0800 400900)

Flexible Variable Rates
If you're looking for a flexible variable mortgage rate:

• The Coventry building society are presently charging 5.75% (tel 0845 7665522)
• Egg are charging 5.99% (tel 0845 600 0290)
• The Manchester Building Society charge 6% (tel 0161 833 8884)