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BBC Radio 4's Money Box was broadcast on Monday, 29 March, 2004 at 1502 BST.
Vincent Duggleby took your questions and put them to a panel of expert guests.
We were joined by:
Richard Wilson, a barrister who specialises in estate planning
Julia Abrey Withers, Co-Chairman of Solicitors for the Elderly
Michael Hayes, Senior Tax and Financial Planning Partner, McFarlanes
Producer: Julie Ball
Presenter: Vincent Duggleby
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