Hard times: banking facilities

It is not always easy finding a place for your money

The following banks offer facilities to bankrupt people or those with an adverse credit history.

The information was provided by the British Bankers' Association to the Bankruptcy Advisory Service.

There is no guarantee that banking facilities will be open to everyone.

Abbey National - Instant Plus Account

Alliance & Leicester - Electron Tier Account

Bank of Scotland - Easycash Account

Barclays - Cash Card Account

Clydesdale - Cashmaster Account

Co-op Bank - Cashminder Account

Lloyds TSB - Bank Account

HSBC - Basic Bank Account

NatWest - Step Account

Royal Bank of Scotland - Key Account

Woolwich - Open Plan Account

Yorkshire Bank - Readycash Account