BBC Home
Explore the BBC
BBC News
Launch consoleBBC NEWS CHANNEL
Page last updated at 15:20 GMT, Thursday, 15 March 2012

Money Box Live: Mortgages

BBC Radio 4's Money Box Live
Wednesday, 21 March 2012 at 1502 GMT On Radio 4 and Online

Mortgage interest rates are rising after Britain's biggest lender, Halifax, and several others, increased their standard variable rate.

If you're one of thousands affected, what are your best options to keep your monthly repayments down?

There's only a few days to go before the stamp duty holiday ends for properties under £250,000. Are you hoping to benefit? What other help is available for first-time buyers?

And a new, government-backed scheme, New Buy, is launched to help those wanting to purchase a newly-built home. How will it work?

If you have a question or need advice about finding a better mortgage deal, or choosing between the many different products on offer, then you can ask our panel of experts for their help.

What are the best rates for fixed, discounted or variable rate mortgages?

How much can you afford to borrow?

What are the options if you're self-employed?

What about arrangement fees or interest-only loans?

Are you able to overpay?

Vincent Duggleby was joined by:

Ray Boulger, senior technical manager, John Charcol, independent mortgage adviser

Melanie Bien, Founder and director, Bien Media, a PR consultancy focusing on mortgages and property

Jane King, mortgage adviser, Ash-Ridge Asset Management

Presenter: Vincent Duggleby
Producer: Lesley McAlpine

Money Box



Download or subscribe to this programme's podcast

Podcast Help

External internet links
14 Mar 12 |  Moneybox
FSA warns on new buy-to-let fraud
13 Mar 12 |  Business
House sales and lending pick up
13 Mar 12 |  Business
NewBuy: How will the scheme work?
12 Mar 12 |  Business
Mortgage scheme boost for buyers
12 Mar 12 |  Politics
'Right to buy' discount may rise
11 Mar 12 |  Politics
Lenders to raise mortgage costs
09 Mar 12 |  Business
Nothing to stop 'mortgage time-bomb'
08 Mar 12 |  Politics
Halifax to increase mortgage rate
05 Mar 12 |  Business
Thousands face mortgage rate rise
07 Mar 12 |  Business

Has China's housing bubble burst?
How the world's oldest clove tree defied an empire
Why Royal Ballet principal Sergei Polunin quit

banner watch listen bbc sport Americas Africa Europe Middle East South Asia Asia Pacific